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Increased CMHC Premiums Announced

Friday, Feb 28, 2014
CMHC announced today that it will be increasing the mortgage insurance premiums as of May 1st this year to strengthen its capital funds required to insure against mortgage defaults in Canada.  The increase will apply to homeowners purchasing owner occupied homes, self employed individuals, and investors purchasing 1-4 unit rental properties.  The increase also applies to low ratio refina ...
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Average Real Estate Prices in St. John’s Increase in 2013

Tuesday, Feb 11, 2014
As we move deeper into 2014 it is time we looked at the numbers from 2013; I am talking about the average price numbers.  This may help satisfy our curiosity if we live in our own home but do not plan to sell now. For those of us who are selling soon, it matters little if the average price is up or down.  We still have our home as a place to live and an increase or decline in ...
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When Should I Put My Home On The Market?

Friday, Jan 31, 2014
Sometimes we get this asked of us.  When should I put my home on the market for sale?  Interpretation:  When will I sell my home for the best price and in the shortest amount of time?  If we had a crystal ball and could determine what was going to happen to the market wouldn’t we all be richer?  I have sometimes dreamt of buying and selling stocks with such “i ...
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How to Manage The Pressure Of A Real Estate Transaction

Tuesday, Jan 28, 2014
As surely as the sun shines in the morning a real estate transaction will produce pressure situations for you, your family and your Realtor. It goes with the territory. There are a number of reasons for this.  Usually there is big money exchanging hands, there are multiple people involved in executing the transaction, there are lots of things that can go wrong and often time-lines are se ...
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Prospecting for Real Estate in St. John’s and the East Extern Area

Tuesday, Apr 16, 2013
Yesterday April 15th was a beautiful day in St. John’s and the East Extern area to be prospecting for real estate.  The sun was shining and the cold spring breeze had subsided finally.  As a result, my associate Andrew Macdonald and I decided to get out of the office and go prospecting for more listings in St. John’s and the East Extern area.  Recently we had sold a hom ...
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Three Pricing Mistakes Common to Home Sellers

Wednesday, Apr 03, 2013
There are three pricing mistakes common to home sellers today. Because most of us want the highest price we can get when we sell our home, we are naturally under pressure to price our home for more than it’s worth.  This leads to three pricing mistakes and these mistakes keep sellers from achieving market value in a timely manner. Mistake 1:  Listing with the agent because he sug ...
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Canada home prices seen falling, but not crashing

Friday, Mar 01, 2013
  Canadian housing prices will fall 10% over the next several years and homebuilding will slow sharply in 2013, but the country’s recent property boom is not expected to end in a U.S.-style collapse, according to a Reuters poll. The survey of 20 forecasters published on Friday showed the majority believe the Canadian government has done enough to rein in runaway prices, preventing the ...
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Q1 2013 MLS Real Estate Statistics St. John's Mount Pearl

Wednesday, Apr 03, 2013
  A review of the first quarter of 2013 MLS real estate statistics in St. John’s and Mount Pearl Newfoundland indicates an interesting trend.  During the period there were a total of 903 homes listed for sale on the MLS and just 202 homes sold.  Those sold represent 22.3% of those listed during the period. During the same period of 2012, the market finished with fewer ...
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